Payday lending bill’s future in Ohio at risk

>>> >>> OHIOANS >>> OHIOANS PATE >>> OHIOANS PATE HIGHEST >>> OHIOANS PATE HIGHEST RUSSIAN >>> OHIOANS PATE HIGHEST RUSSIAN INTERFERENCE >>> OHIOANS PATE HIGHEST RUSSIAN INTERFERENCE THE RUSSIAN INTERFERENCE THE RUSSIAN INTERFERENCE THE COUNTRY RUSSIAN INTERFERENCE THE COUNTRY FOR RUSSIAN INTERFERENCE THE COUNTRY FOR PAYDAY RUSSIAN INTERFERENCE THE COUNTRY FOR PAYDAY LOANS COUNTRY FOR PAYDAY LOANS

COUNTRY FOR PAYDAY LOANS 591% 591% 591% BUT 591%

BUT A 591% BUT A BILL 591% BUT A BILL PASSED 591% BUT A BILL PASSED IN 591% BUT A BILL PASSED IN OHIO'S BUT A BILL PASSED IN OHIO'S BUT A BILL PASSED IN OHIO'S STATE BUT A BILL PASSED IN OHIO'S STATE HOUSE BUT A BILL PASSED IN OHIO'S STATE HOUSE EARLIER BUT A BILL PASSED IN OHIO'S STATE HOUSE EARLIER THIS BUT A BILL PASSED IN OHIO'S STATE HOUSE EARLIER THIS MONTH STATE HOUSE EARLIER THIS MONTH STATE HOUSE EARLIER THIS MONTH PUT STATE HOUSE EARLIER THIS MONTH PUT A STATE HOUSE EARLIER THIS MONTH PUT A NUMBER STATE HOUSE EARLIER THIS MONTH PUT A NUMBER OF STATE HOUSE EARLIER THIS MONTH PUT A NUMBER OF CONSUMER PUT A NUMBER OF CONSUMER PUT A NUMBER OF CONSUMER PROTECTIONS PUT A NUMBER OF CONSUMER PROTECTIONS IN PUT A NUMBER OF CONSUMER PROTECTIONS IN PLACE PUT A NUMBER OF CONSUMER PROTECTIONS IN PLACE WHICH PROTECTIONS IN PLACE WHICH PROTECTIONS IN PLACE WHICH COULD PROTECTIONS IN PLACE WHICH COULD SAVE PROTECTIONS IN PLACE WHICH COULD SAVE US PROTECTIONS IN PLACE WHICH COULD SAVE US $75 PROTECTIONS IN PLACE WHICH COULD SAVE US $75 MILLION PROTECTIONS IN PLACE WHICH COULD SAVE US $75 MILLION A COULD SAVE US $75 MILLION A COULD SAVE US $75 MILLION A YEAR

YEAR YEAR >> YEAR >> BUT YEAR >> BUT AT YEAR

>> BUT AT A YEAR >> BUT AT A HEARING YEAR >> BUT AT A HEARING TODAY YEAR >> BUT AT A HEARING TODAY IN >> BUT AT A HEARING TODAY IN >> BUT AT A HEARING TODAY IN THE >> BUT AT A HEARING TODAY IN THE STATE >> BUT AT A HEARING TODAY IN THE STATE SENATE >> BUT AT A HEARING TODAY IN THE STATE SENATE IT >> BUT AT A HEARING TODAY IN THE STATE SENATE IT SEEMS >> BUT AT A HEARING TODAY IN THE STATE SENATE IT SEEMS THE THE STATE SENATE IT SEEMS THE THE STATE SENATE IT SEEMS THE BILL'S THE STATE SENATE IT SEEMS THE BILL'S FUTURE THE STATE SENATE IT SEEMS THE BILL'S FUTURE IS THE STATE SENATE IT SEEMS THE BILL'S FUTURE IS AT THE STATE SENATE IT SEEMS THE BILL'S FUTURE IS AT RISK BILL'S FUTURE IS AT RISK

BILL'S FUTURE IS AT RISK HERE'S BILL'S FUTURE IS AT RISK HERE'S DANIELLE BILL'S FUTURE IS AT RISK HERE'S DANIELLE SERINO HERE'S DANIELLE SERINO

HERE'S DANIELLE SERINO >> HERE'S DANIELLE SERINO >> I HERE'S DANIELLE SERINO >> I THOUGHT HERE'S DANIELLE SERINO >> I THOUGHT IT HERE'S DANIELLE SERINO

>> I THOUGHT IT WAS HERE'S DANIELLE SERINO >> I THOUGHT IT WAS A HERE'S DANIELLE SERINO >> I THOUGHT IT WAS A QUICK, >> I THOUGHT IT WAS A QUICK, >> I THOUGHT IT WAS A QUICK, EASY >> I THOUGHT IT WAS A QUICK, EASY FIX EASY FIX EASY FIX

BUT EASY FIX BUT IT EASY FIX BUT IT WAS EASY FIX BUT IT WAS REALLY EASY FIX BUT IT WAS REALLY JUST EASY FIX

BUT IT WAS REALLY JUST PLACING BUT IT WAS REALLY JUST PLACING BUT IT WAS REALLY JUST PLACING A BUT IT WAS REALLY JUST PLACING A BAND-AID BUT IT WAS REALLY JUST PLACING A BAND-AID OVER BUT IT WAS REALLY JUST PLACING A BAND-AID OVER A BUT IT WAS REALLY JUST PLACING A BAND-AID OVER A BULLET BUT IT WAS REALLY JUST PLACING A BAND-AID OVER A BULLET WOUND A BAND-AID OVER A BULLET WOUND A BAND-AID OVER A BULLET WOUND >> A BAND-AID OVER A BULLET WOUND >> Reporter: A BAND-AID OVER A BULLET WOUND

>> Reporter: SEAN A BAND-AID OVER A BULLET WOUND >> Reporter: SEAN JACKSON A BAND-AID OVER A BULLET WOUND >> Reporter: SEAN JACKSON GOT >> Reporter: SEAN JACKSON GOT >> Reporter: SEAN JACKSON GOT CAUGHT >> Reporter: SEAN JACKSON GOT CAUGHT UP >> Reporter: SEAN JACKSON GOT CAUGHT UP IN >> Reporter: SEAN JACKSON GOT CAUGHT UP IN THE >> Reporter: SEAN JACKSON GOT CAUGHT UP IN THE PELE >> Reporter: SEAN JACKSON GOT CAUGHT UP IN THE PELE LOAN CAUGHT UP IN THE PELE LOAN CAUGHT UP IN THE PELE LOAN CYCLE CAUGHT UP IN THE PELE LOAN CYCLE WHEN CAUGHT UP IN THE PELE LOAN CYCLE WHEN A CAUGHT UP IN THE PELE LOAN CYCLE WHEN A 400-DOLLAR CAUGHT UP IN THE PELE LOAN CYCLE WHEN A 400-DOLLAR LOAN CYCLE WHEN A 400-DOLLAR LOAN CYCLE WHEN A 400-DOLLAR LOAN TURNED CYCLE WHEN A 400-DOLLAR LOAN TURNED INTO CYCLE WHEN A 400-DOLLAR LOAN TURNED INTO AN TURNED INTO AN TURNED INTO AN 1800-DOLLAR TURNED INTO AN 1800-DOLLAR BILL 1800-DOLLAR BILL 1800-DOLLAR BILL

STORIES 1800-DOLLAR BILL STORIES LIKE 1800-DOLLAR BILL STORIES LIKE THIS 1800-DOLLAR BILL STORIES LIKE THIS ARE 1800-DOLLAR BILL STORIES LIKE THIS ARE WHAT STORIES LIKE THIS ARE WHAT STORIES LIKE THIS ARE WHAT PROMPTED STORIES LIKE THIS ARE WHAT PROMPTED LEGISLATE STORIES LIKE THIS ARE WHAT PROMPTED LEGISLATE TIRES STORIES LIKE THIS ARE WHAT PROMPTED LEGISLATE TIRES PASS STORIES LIKE THIS ARE WHAT PROMPTED LEGISLATE TIRES PASS A PROMPTED LEGISLATE TIRES PASS A PROMPTED LEGISLATE TIRES PASS A BILL PROMPTED LEGISLATE TIRES PASS A BILL THIS PROMPTED LEGISLATE TIRES PASS A BILL THIS MONTH PROMPTED LEGISLATE TIRES PASS A BILL THIS MONTH CAPPING PROMPTED LEGISLATE TIRES PASS A BILL THIS MONTH CAPPING PAYDAY BILL THIS MONTH CAPPING PAYDAY BILL THIS MONTH CAPPING PAYDAY LOANS BILL THIS MONTH CAPPING PAYDAY LOANS AT BILL THIS MONTH CAPPING PAYDAY LOANS AT $500 BILL THIS MONTH CAPPING PAYDAY LOANS AT $500 WITH BILL THIS MONTH CAPPING PAYDAY LOANS AT $500 WITH A BILL THIS MONTH CAPPING PAYDAY LOANS AT $500 WITH A 28% BILL THIS MONTH CAPPING PAYDAY LOANS AT $500 WITH A 28% ANNUAL LOANS AT $500 WITH A 28% ANNUAL LOANS AT $500 WITH A 28% ANNUAL INTEREST LOANS AT $500 WITH A 28% ANNUAL INTEREST RATE

INTEREST RATE INTEREST RATE IT INTEREST RATE IT LIMITS INTEREST RATE IT LIMITS MONTHLY INTEREST RATE

IT LIMITS MONTHLY PAYMENTS INTEREST RATE IT LIMITS MONTHLY PAYMENTS TO INTEREST RATE IT LIMITS MONTHLY PAYMENTS TO A IT LIMITS MONTHLY PAYMENTS TO A IT LIMITS MONTHLY PAYMENTS TO A PERCENTAGE IT LIMITS MONTHLY PAYMENTS TO A PERCENTAGE OF IT LIMITS MONTHLY PAYMENTS TO A PERCENTAGE OF THE IT LIMITS MONTHLY PAYMENTS TO A PERCENTAGE OF THE BORROWER'S PERCENTAGE OF THE BORROWER'S PERCENTAGE OF THE BORROWER'S INCOME PERCENTAGE OF THE BORROWER'S INCOME AND PERCENTAGE OF THE BORROWER'S INCOME AND ALLOWS PERCENTAGE OF THE BORROWER'S INCOME AND ALLOWS BORE PERCENTAGE OF THE BORROWER'S INCOME AND ALLOWS BORE REARS PERCENTAGE OF THE BORROWER'S INCOME AND ALLOWS BORE REARS TO INCOME AND ALLOWS BORE REARS TO INCOME AND ALLOWS BORE REARS TO CANCEL INCOME AND ALLOWS BORE REARS TO CANCEL LOANS INCOME AND ALLOWS BORE REARS TO CANCEL LOANS BY INCOME AND ALLOWS BORE REARS TO CANCEL LOANS BY 5:00 INCOME AND ALLOWS BORE REARS TO CANCEL LOANS BY 5:00 PM CANCEL LOANS BY 5:00 P

M CANCEL LOANS BY 5:00 PM THE CANCEL LOANS BY 5:00 PM

THE NEXT CANCEL LOANS BY 5:00 PM THE NEXT BUSINESS CANCEL LOANS BY 5:00 PM THE NEXT BUSINESS DAY CANCEL LOANS BY 5:00 P

M THE NEXT BUSINESS DAY WITHOUT THE NEXT BUSINESS DAY WITHOUT THE NEXT BUSINESS DAY WITHOUT PENALTY PENALTY PENALTY IT PENALTY

IT WAS PENALTY IT WAS A PENALTY IT WAS A BILL PENALTY IT WAS A BILL THAT PENALTY IT WAS A BILL THAT TOOK PENALTY

IT WAS A BILL THAT TOOK 15 IT WAS A BILL THAT TOOK 15 IT WAS A BILL THAT TOOK 15 MONTHS IT WAS A BILL THAT TOOK 15 MONTHS TO IT WAS A BILL THAT TOOK 15 MONTHS TO PASS IT WAS A BILL THAT TOOK 15 MONTHS TO PASS AND IT WAS A BILL THAT TOOK 15 MONTHS TO PASS AND ONLY IT WAS A BILL THAT TOOK 15 MONTHS TO PASS AND ONLY AFTER MONTHS TO PASS AND ONLY AFTER MONTHS TO PASS AND ONLY AFTER FORMER MONTHS TO PASS AND ONLY AFTER FORMER HOUSE MONTHS TO PASS AND ONLY AFTER FORMER HOUSE SPEAKER MONTHS TO PASS AND ONLY AFTER FORMER HOUSE SPEAKER CLIFF FORMER HOUSE SPEAKER CLIFF FORMER HOUSE SPEAKER CLIFF ROWSEN FORMER HOUSE SPEAKER CLIFF ROWSEN BERGER FORMER HOUSE SPEAKER CLIFF ROWSEN BERGER RESIGNED ROWSEN BERGER RESIGNED ROWSEN BERGER RESIGNED HE ROWSEN BERGER RESIGNED HE WAS ROWSEN BERGER RESIGNED

HE WAS BEING ROWSEN BERGER RESIGNED HE WAS BEING INVESTIGATED ROWSEN BERGER RESIGNED HE WAS BEING INVESTIGATED BY HE WAS BEING INVESTIGATED BY HE WAS BEING INVESTIGATED BY THE HE WAS BEING INVESTIGATED BY THE FBI HE WAS BEING INVESTIGATED BY THE FBI AFTER HE WAS BEING INVESTIGATED BY THE FBI AFTER TAKING HE WAS BEING INVESTIGATED BY THE FBI AFTER TAKING A HE WAS BEING INVESTIGATED BY THE FBI AFTER TAKING A TRIP THE FBI AFTER TAKING A TRIP THE FBI AFTER TAKING A TRIP WITH THE FBI AFTER TAKING A TRIP WITH PAYDAY THE FBI AFTER TAKING A TRIP WITH PAYDAY LENDING THE FBI AFTER TAKING A TRIP WITH PAYDAY LENDING LOBBYISTS WITH PAYDAY LENDING LOBBYISTS WITH PAYDAY LENDING LOBBYISTS LAST WITH PAYDAY LENDING LOBBYISTS LAST YEAR LAST YEAR LAST YEAR

BUT LAST YEAR BUT AT LAST YEAR BUT AT A LAST YEAR BUT AT A SENATE LAST YEAR BUT AT A SENATE FINANCE BUT AT A SENATE FINANCE BUT AT A SENATE FINANCE COMMITTEE BUT AT A SENATE FINANCE COMMITTEE HEARING BUT AT A SENATE FINANCE COMMITTEE HEARING ON BUT AT A SENATE FINANCE COMMITTEE HEARING ON THE BUT AT A SENATE FINANCE COMMITTEE HEARING ON THE BILL COMMITTEE HEARING ON THE BILL COMMITTEE HEARING ON THE BILL WHICH COMMITTEE HEARING ON THE BILL WHICH LAST COMMITTEE HEARING ON THE BILL WHICH LAST AID COMMITTEE HEARING ON THE BILL WHICH LAST AID WOPPING COMMITTEE HEARING ON THE BILL WHICH LAST AID WOPPING 3

5 WHICH LAST AID WOPPING 35 WHICH LAST AID WOPPING 35 HOURS, WHICH LAST AID WOPPING 35 HOURS, PON WHICH LAST AID WOPPING 35 HOURS, PON NETS WHICH LAST AID WOPPING 3

5 HOURS, PON NETS INCLUDING WHICH LAST AID WOPPING 35 HOURS, PON NETS INCLUDING MAT HOURS, PON NETS INCLUDING MAT HOURS, PON NETS INCLUDING MAT HUFFMAN HOURS, PON NETS INCLUDING MAT HUFFMAN SUGGESTED HOURS, PON NETS INCLUDING MAT HUFFMAN SUGGESTED RAISING HOURS, PON NETS INCLUDING MAT HUFFMAN SUGGESTED RAISING THE HUFFMAN SUGGESTED RAISING THE HUFFMAN SUGGESTED RAISING THE BORROWING HUFFMAN SUGGESTED RAISING THE BORROWING CAP HUFFMAN SUGGESTED RAISING THE BORROWING CAP TO HUFFMAN SUGGESTED RAISING THE BORROWING CAP TO $2000 HUFFMAN SUGGESTED RAISING THE BORROWING CAP TO $2000 WITH BORROWING CAP TO $2000 WITH BORROWING CAP TO $2000 WITH INTEREST BORROWING CAP TO $2000 WITH INTEREST RATES BORROWING CAP TO $2000 WITH INTEREST RATES BETWEEN BORROWING CAP TO $2000 WITH INTEREST RATES BETWEEN 30350% INTEREST RATES BETWEEN 30350% INTEREST RATES BETWEEN 30350% >> INTEREST RATES BETWEEN 30350%

>> YOU INTEREST RATES BETWEEN 30350% >> YOU HAVE INTEREST RATES BETWEEN 30350% >> YOU HAVE TO INTEREST RATES BETWEEN 30350% >> YOU HAVE TO GO INTEREST RATES BETWEEN 30350% >> YOU HAVE TO GO HERE INTEREST RATES BETWEEN 30350%

>> YOU HAVE TO GO HERE AND INTEREST RATES BETWEEN 30350% >> YOU HAVE TO GO HERE AND GET >> YOU HAVE TO GO HERE AND GET >> YOU HAVE TO GO HERE AND GET $500 $500 $500 HERE $500

HERE AND $500 HERE AND GET $500 HERE AND GET $500 $500 HERE AND GET $500 AND $500 HERE AND GET $500 AND HERE

HERE AND GET $500 AND HERE HERE AND GET $500 AND HERE RATHER HERE AND GET $500 AND HERE RATHER THAN HERE AND GET $500 AND HERE RATHER THAN BORE HERE AND GET $500 AND HERE

RATHER THAN BORE REONE HERE AND GET $500 AND HERE RATHER THAN BORE REONE RATE, RATHER THAN BORE REONE RATE, RATHER THAN BORE REONE RATE, ONE RATHER THAN BORE REONE RATE, ONE LENDER ONE LENDER ONE LENDER >> ONE LENDER

>> Reporter: ONE LENDER >> Reporter: SHOULD ONE LENDER >> Reporter: SHOULD BE ONE LENDER >> Reporter: SHOULD BE NETTED >> Reporter: SHOULD BE NETTED >> Reporter: SHOULD BE NETTED THAT >> Reporter: SHOULD BE NETTED THAT THE >> Reporter: SHOULD BE NETTED THAT THE SENATOR >> Reporter: SHOULD BE NETTED THAT THE SENATOR HAS >> Reporter: SHOULD BE NETTED THAT THE SENATOR HAS REED >> Reporter: SHOULD BE NETTED THAT THE SENATOR HAS REED MORE THAT THE SENATOR HAS REED MORE THAT THE SENATOR HAS REED MORE THAN THAT THE SENATOR HAS REED MORE THAN $104,000 THAT THE SENATOR HAS REED MORE THAN $104,000 IN THAT THE SENATOR HAS REED MORE THAN $104,000 IN CONTRIBUTIONS THAN $104,000 IN CONTRIBUTIONS THAN $104,000 IN CONTRIBUTIONS FROM FROM FROM ORGANIZATIONSEN FROM ORGANIZATIONSEN THE FROM ORGANIZATIONSEN THE FINANCE, ORGANIZATIONSEN THE FINANCE, ORGANIZATIONSEN THE FINANCE, INSURANCE ORGANIZATIONSEN THE FINANCE, INSURANCE AND ORGANIZATIONSEN THE FINANCE, INSURANCE AND REAL ORGANIZATIONSEN THE FINANCE, INSURANCE AND REAL ESTATE INSURANCE AND REAL ESTATE INSURANCE AND REAL ESTATE INDUSTRIES INSURANCE AND REAL ESTATE INDUSTRIES INCLUDING INSURANCE AND REAL ESTATE INDUSTRIES INCLUDING NEARLY INDUSTRIES INCLUDING NEARLY INDUSTRIES INCLUDING NEARLY $11,000 INDUSTRIES INCLUDING NEARLY $11,000 FROM INDUSTRIES INCLUDING NEARLY $11,000 FROM PAYDAY INDUSTRIES INCLUDING NEARLY $11,000 FROM PAYDAY LENDERS $11,000 FROM PAYDAY LENDERS

$11,000 FROM PAYDAY LENDERS ACCORDING $11,000 FROM PAYDAY LENDERS ACCORDING TO $11,000 FROM PAYDAY LENDERS ACCORDING TO THE $11,000 FROM PAYDAY LENDERS ACCORDING TO THE NONPROFIT ACCORDING TO THE NONPROFIT ACCORDING TO THE NONPROFIT FOLLOW ACCORDING TO THE NONPROFIT FOLLOW THE ACCORDING TO THE NONPROFIT FOLLOW THE MONEY

ORG FOLLOW THE MONEYORG FOLLOW THE MONEYORG

>> FOLLOW THE MONEYORG >> I FOLLOW THE MONEYORG >> I AM FOLLOW THE MONEY

ORG >> I AM VERY FOLLOW THE MONEYORG >> I AM VERY CONCERNED FOLLOW THE MONEYORG

>> I AM VERY CONCERNED THAT >> I AM VERY CONCERNED THAT >> I AM VERY CONCERNED THAT HE'S >> I AM VERY CONCERNED THAT HE'S DISREGARDING >> I AM VERY CONCERNED THAT HE'S DISREGARDING THOSE >> I AM VERY CONCERNED THAT HE'S DISREGARDING THOSE OF >> I AM VERY CONCERNED THAT HE'S DISREGARDING THOSE OF US HE'S DISREGARDING THOSE OF US HE'S DISREGARDING THOSE OF US AT HE'S DISREGARDING THOSE OF US AT THE HE'S DISREGARDING THOSE OF US AT THE CENTER HE'S DISREGARDING THOSE OF US AT THE CENTER OF HE'S DISREGARDING THOSE OF US AT THE CENTER OF EFFORTS HE'S DISREGARDING THOSE OF US AT THE CENTER OF EFFORTS TO HE'S DISREGARDING THOSE OF US AT THE CENTER OF EFFORTS TO FIX AT THE CENTER OF EFFORTS TO FIX AT THE CENTER OF EFFORTS TO FIX THIS AT THE CENTER OF EFFORTS TO FIX THIS PROBLEM THIS PROBLEM THIS PROBLEM >>